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Driving penalties

fines Reviewed 5 min read
Short answer

New Zealand runs two parallel systems and confusing them is the source of most of the confusion here. Fines are money and demerit points are a separate consequence attached to your licence — one offence can produce both, and paying the fine does not remove the points. Serious offences, including drink and drug driving above certain levels, leave the infringement system entirely and go to court. We do not publish the limits, thresholds or amounts, because they change and getting them wrong here would be worse than sending you to the source.

Penalties for driving offences in New Zealand come from more than one place, and the single most useful thing to understand is that they are not one system with one scale. Money and licence consequences run on separate tracks, administered by different organisations, and an offence can put you on both at once.

This page maps the landscape. It deliberately does not print limits, thresholds, fine amounts or suspension periods, because those are set by regulation, change, and are the sort of number that a stale page gets wrong in a way that costs somebody something. Where a figure matters, we say where the official one lives.

The two tracks

The first track is money. An infringement notice is issued by an enforcement body — Police for most traffic offences, councils for parking and some local matters — and asks for a set fee. It is not a conviction and it is not decided by a court unless you ask for it to be.

The second track is your licence. Many, though not all, traffic offences carry demerit points, which are recorded by NZTA against your driver licence record. Points accumulate, and once enough active points sit on the record within the relevant period, a suspension follows. That suspension is administered by NZTA, not by the agency that issued the notice and not by a court.

The consequence of that split is the thing people get wrong most often: paying the fine does not deal with the points, and there is nothing to negotiate on that front at a counter. Two separate mechanisms, one incident.

When an offence leaves the infringement system

Some offences are never infringements. Others start as one and cross a line into being a criminal charge, and drink and drug driving is the clearest example of that structure.

Below a certain reading, an alcohol offence is dealt with as an infringement with a fee and demerit points. Above it, it becomes a charge, heard in court, with the possibility of disqualification, and the penalties escalate with the level of the reading and with previous offending. The limits themselves differ by the driver's age, and there is a distinct regime for drugs, including roadside testing and offences relating to impairment rather than to a reading alone.

Those are the shapes. The actual numbers — every limit, every band, every consequence — are published by NZTA and that is where to read them.

Court-imposed disqualification is not the same thing as a demerit suspension, even though both end with you not driving. They come from different authorities, have different lengths, and getting your licence back afterwards involves different steps. An alcohol interlock requirement and a zero alcohol licence are further conditions a court can attach, and they change what your licence permits after you are back on the road.

Driving while suspended or disqualified is treated far more seriously than the offence that caused it. Suspension notices are sent to the address on your licence record, so an address you have not updated is a real hazard. If you have any doubt about your current status, confirm it before you drive.

Speed, and why it is not one rule

Speeding is where the two tracks are most visible. It is enforced both by officers at the roadside and by cameras, the penalty scales with how far over the limit the speed was, and at the upper end it stops being an infringement altogether. Temporary limits at roadworks and variable limits around schools carry the same enforcement as any other posted limit, which surprises people.

Camera-detected offences also arrive differently. The notice goes to the vehicle's registered person, because nobody was stopped and no driver was identified. That is why a notice can land with someone who was not driving, and why there is a formal process for saying so rather than simply replying that it was not you.

Checking what is actually on your record

Assume nothing here. People carry a belief about their demerit position that is out of date in both directions — some worry about points that dropped off a year ago, others do not know they are close to a suspension.

The record sits with NZTA. Checking your driver licence explains what you can see about your own licence and demerit position and who to ask, and the driver licence section covers the licence itself: stages, renewals, conditions and what a suspension means for each. Licence transactions are handled in person by appointed agents rather than at NZTA offices, and driver licensing agents explains how that network works.

If you disagree with a notice

There is a formal route and it has a deadline printed on the notice. There is also an informal one, which is asking the issuing agency to withdraw the notice, and it carries no risk at all. The formal route does carry risk, because an unsuccessful court challenge can end up costing more than the original fee.

Disputing an infringement notice sets both out, including the distinction between having a reason and having a defence, which is what most failed challenges come down to.

A demand for payment that arrives by text or email with a link is not an infringement notice. Real notices are formal documents with reference numbers from a named agency. Fake ones spike whenever real enforcement is in the news — NZTA text scams covers how to check without tapping anything.

What this section will cover

This hub is the entry point to a set of pages that go deeper: demerit points and how accumulation actually works, speeding penalties, the alcohol and drug regime, and how to check what fines are outstanding against you. Until each of those exists, the official pages above hold the current figures, and they are the ones to trust over any number you read in a forum thread.

Frequently asked questions

do demerit points go away
They are recorded against your licence for a defined period and drop off in time rather than being removed by paying anything. What matters is how many are active at once, because the consequence is triggered by accumulation within that window. NZTA holds the record, so NZTA is who can tell you what is currently on it — not the officer who issued the notice and not the agency collecting the fine.
what is the drink driving limit in nz
There is more than one, which is the part people miss. The limits differ according to the driver's age, and the consequence differs sharply according to how far over the reading is — one band is dealt with as an infringement, and above that it becomes a criminal charge heard in court. NZTA publishes the current alcohol and drug limits, and that page is the only figure worth relying on.
does paying a fine mean i avoid demerit points
No. The two run in parallel. Paying the infringement fee resolves the money and, for offences that carry points, the points are recorded against your licence anyway. There is no option to pay extra to keep the points off, and nobody at a counter can arrange it.
can i lose my licence from demerit points
Yes. Accumulating enough active demerit points within the relevant period leads to a suspension of your licence, which is administered by NZTA and is separate from anything a court might impose. It arrives as formal notification, so an out-of-date address is a genuine risk — people have driven while suspended without knowing, which is a much more serious offence than the one that caused the suspension.
who do i pay a traffic fine to
Look at the notice: it names the issuing agency and states where and how to pay. Police issue most traffic infringements and councils issue parking and some local ones. Unpaid infringements are later referred onward for collection, at which point the body you deal with changes and costs are added. Never pay through a link in a message you did not expect.

Sources and verification

  1. New Zealand Police. Grace periods and infringement fees for expired rego or WoF, checked 2026-08-12.
  2. NZ Transport Agency Waka Kotahi. Driver licences, checked 2026-08-12.
  3. NZ Transport Agency Waka Kotahi. Official vehicle and driver licensing information, checked 2026-08-12.
  4. New Zealand Government. Keeping a vehicle on the road, checked 2026-08-12.

Checked against the sources above. If something has changed, tell us.

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